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Monday Morning Coffee
February 22, 2010
"Optimism is the faith that leads to achievement.
Nothing can be done without hope or confidence."
~Helen Keller~
Snoozing....or not??
Are you sleep deprived?
Did you know this can compromise your health?
5 Hours or less - 50% more likely to develop high blood pressure
6 Hours or less - can impair your memory, reaction time & general cognition
7 Hours or less - more likely to catch a cold or gain weight
More than 8 Hours - There is such a thing as too much sleep...this can disrupt your blood sugar
which makes type 2 diabetes a concern.
Fluffing
Maybe your pillow isn't helping you sleep
One too large or small can tweak spinal alignment, causing pain and disrupting sleep.
Side Sleeper - pillow should have height equal to the distance
between the base of your neck and the top of your shoulder.
Back Sleeper - Pillow should lift your head in line with your spine.
Stomach Sleeper - This over twists your neck and back, train yourself to move onto your side -
bend one knee to the side and wedge a pillow underneath it.
Toxic Products
(You probably have in your home)
1. Air Fresheners - Only mask odors, do not eliminate and
spew out tiny chemicals that are easily inhaled.
2. Drain, oven & toilet bowl cleaners - these are the most
dangerous cleaning products because they can burn the skin,
eyes and internal tissue easily. (see below alternatives)
3. Canned Food - Yep, cans are lined with an epoxy resin that
contains bisphenol-A (BPA). BPA has been linked to
hormone disruption, obesity, heart disease and much more.
4. Pesticides - Poison can leave residual on surfaces,
linger in the air and get tracked onto carpet.
5.Perfume & Cologne - contain hundreds of chemicals that
can be absorbed through the skin.
6. Oil - based paints - contain hundreds of toxins -
look for water-based options.
Natural & Safe Cleaning Tips
- Greasy Oven - Make a paste of 1 cup baking soda and 1/4 cup of washing soda, apply to oven, soak overnight. Next morning wipe out soda mixture and rinse surface well.
- Clogged drains - Be proactive and prevent clogged drains by using hair and food traps.
- De-grease sink and tub drains - Pour 1/2 cup baking soda down drain followed by 1 cup vinegar, let bubble for 15 minutes; rinse with hot water. (You may have to repeat) You can use the same method prior to scrubbing your toilet bowl to deodorize & scour away grime.
Watch Out on the Road
Insurance.com has announced the 10 Most Dangerous Drivers by Profession
1. Attorney/Judge
2. Financial Professionals
3. Government Worker
4. Bartender or Waiter
5. Business Professionals
6. Dog Groomer
7. Marketing/Advertising Professionals
8. Barber/Stylists
9. Coach
10. Nurse
Know who's behind the wheel!!!
Lessen Your 9 - 5 Stress
~Organize your desk - helps you maintain control of your environment
~Hand Pictures of Friends & Family - Give your eyes a break from the computer screen,
and smile to release endorphines that will make you feel good
~Take a Deep Breath - This deep, lung-filling, mind-clearing exercise really works wonders.
~Go for a Walk - Get up from your desk and walk around. Stretch & take break for a few minutes.
This refreshes your mind and body before digging back in.
Take a Breath & Have a Wonderful Day!!
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
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Monday Morning Coffee
April 12, 2010
"Never doubt that a small group of thoughtful, committed
citizens can change the world; indeed, it's the only thing that ever has."
~Margaret Mead~
Renew, Energize, Donate
Don't Forget
RED Day May 13th
Help us help the kids at
Carroll Elementary
Renew and Energize their courtyard by
Donating your time and efforts
Call the Keller Williams office at 903-874-1117
and let us know if you would like to help!!
Other Ways You Can Give
1. Become a big brother or sister
2. Donate blankets to an animal shelter
3. Read to a patient
4. Help build a home
5. Buy groceries for someone in need
6. Help with Special Olympics
7. Work at a health fair
8. Take a pet to a nursing home
9. Pick up trash
10. Give blood
Nothing makes you and others feel better than giving of yourself!!
Can You Feel It??
REMEMBER:
Cell Phone Numbers Go Public This Month
All cell phone numbers are being released to telemarketing
companies and you will start to receive sales calls.
You Will Be Charged For These Calls
To prevent this call 888-382-1222 from your cell phone
This is the National DO NOT CALL list.
Takes less than a minute and blocks your number for five years.
You must call from the cell phone number you want to have blocked.
Pass It On!!!
Things We're Learning to Live Without
With jobs and money tight, consumers are choosing to do
without things they used to think of as essential
Monthly Payments - Making more cash purchases and financing a lot less
Window Shopping - Encourages too much spending...
makings lists and sticking to it
Bells and Whistles - Simplicity is the new thing
Clutter - Consumers are downsizing and selling
things around the house they do not need
Cable TV - Many are cutting back or getting rid of pay tv services
Home Phone - Choosing to stick with only a cell phone,
and many are reducing cell service as well
Prepared Foods - Cooking more at home.
Trading conveince for choice and saving money
Newspapers & Magazines - Canceling subscriptions and opting for free online news
Healthcare - Unfortunately millions are forgoing doctor visits,
skipping medication and ignoring medical problems.
Comfort - Setting thermostats lower in winter and higher in summer
Instead of keeping up with the Jones - We're just keeping up!!!
Print Money....Legally
Not really, but did you know that changing the font
on your documents can save you money??
Different fonts require different amounts of ink, so changing to
Century Gothic rather than Arial can save you on ink cartridges.
Also fonts with "narrow" or "light" in its name is
usually better than its "bold" or "black" counterpart.
Also set your documents on draft to save ink on your projects.
Cutting back on expensive ink cartridges can save you $$$$$$$
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
"Never doubt that a small group of thoughtful, committed
citizens can change the world; indeed, it's the only thing that ever has."
~Margaret Mead~
Renew, Energize, Donate
Don't Forget
RED Day May 13th
Help us help the kids at
Carroll Elementary
Renew and Energize their courtyard by
Donating your time and efforts
Call the Keller Williams office at 903-874-1117
and let us know if you would like to help!!
Other Ways You Can Give
1. Become a big brother or sister
2. Donate blankets to an animal shelter
3. Read to a patient
4. Help build a home
5. Buy groceries for someone in need
6. Help with Special Olympics
7. Work at a health fair
8. Take a pet to a nursing home
9. Pick up trash
10. Give blood
Nothing makes you and others feel better than giving of yourself!!
Can You Feel It??
REMEMBER:
Cell Phone Numbers Go Public This Month
All cell phone numbers are being released to telemarketing
companies and you will start to receive sales calls.
You Will Be Charged For These Calls
To prevent this call 888-382-1222 from your cell phone
This is the National DO NOT CALL list.
Takes less than a minute and blocks your number for five years.
You must call from the cell phone number you want to have blocked.
Pass It On!!!
Things We're Learning to Live Without
With jobs and money tight, consumers are choosing to do
without things they used to think of as essential
Monthly Payments - Making more cash purchases and financing a lot less
Window Shopping - Encourages too much spending...
makings lists and sticking to it
Bells and Whistles - Simplicity is the new thing
Clutter - Consumers are downsizing and selling
things around the house they do not need
Cable TV - Many are cutting back or getting rid of pay tv services
Home Phone- Choosing to stick with only a cell phone,
and many are reducing cell service as well
Prepared Foods - Cooking more at home.
Trading conveince for choice and saving money
Newspapers & Magazines - Canceling subscriptions and opting for free online news
Healthcare - Unfortunately millions are forgoing doctor visits,
skipping medication and ignoring medical problems.
Comfort - Setting thermostats lower in winter and higher in summer
Instead of keeping up with the Jones - We're just keeping up!!!
Print Money....Legally
Not really, but did you know that changing the font
on your documents can save you money??
Different fonts require different amounts of ink, so changing to
Century Gothic rather than Arial can save you on ink cartridges.
Also fonts with "narrow" or "light" in its name is
usually better than its "bold" or "black" counterpart.
Also set your documents on draft to save ink on your projects.
Cutting back on expensive ink cartridges can save you $$$$$$$
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
MONDAY MORNING COFFEE...April 5, 2010
"You give but little when you give of your possessions.
It is when you give of yourself that you truly give."
~Kahlil Gabrin~
RED DAY
Renew, Energize and Donate Day
May 13th 2010
Keller Williams nation-wide encourages all associates to
donate their time to renewing and energizing aspects of their local communities.
Keller Williams
RED Day project
Keller Williams has chosen to help bring life to
the Carroll Elementary Courtyard
as their RED Day project. Plans are to make a safe and fun place for the
students by creating and building a butterfly garden and hummingbird haven.
Please join us if you want to be a part of renewing the community.
RSVP to MMC if you want to help on May 13 at Carroll.
You Can Make a Difference...
Here are just a few ideas
1. Help repair someone's home
2. Plant trees
3. Visit a children's hospital
4. Host a recycling fair
5. Clean up local parks
6. Help a youth organization
7. Adopt an a dog or cat
8. Join a walk-a-thon for a good cause
9. Send letters to the troops
10. Clean a vacant lot
11. Tutor a child
12. Run errands for a single parent or elderly person
Just to name a few
Volunteering is Good for You
Did you know that volunteering...
~reduces despair and depression
~lowers risk for heart attack
~increases quality of life
~helps you sleep better
~makes you live longer
~strengthens the immune system
~helps you feel better about yourself
~enhances support networks
~improves how you relate to others
~gives a personal sense of accomplishment
Volunteering just 2 hours a week, 100 hours a year,
maximizes these benefits!!!
Join us for
Renew, Energize and Donate Day
Thursday, May 13
It's your community...help make it better
It's a great day at Keller Williams. Our business is based on referrals,
we promise to take care of everyone you send our way.
![C:\Documents and Settings\Lisa Caton\Local Settings\Temporary Internet Files\Content.IE5\7B5GY1KB\MCj03036630000[1].wmf](cid:HJSTYMICC4FZ1V17RH14T87A7) Monday Morning Coffee
March 8, 2010
"Do not listen to those who weep and complain, for their disease is contagious."
~Og Mandino~
Watch for It
Red Day Coming Soon...
Stay tuned to Monday Morning Coffee
for more details.
Got the Blahs???
Try one...or all of these
Energy Boosters to get you through the Day.
1. Try something new...research shows the excitement of a
new adventure gives you an energy rush.
2. Move Around - The more active you are the better your circulation
3. Breath Deep - Nothing better than a nice cleansing breath
4. Exercise - Duh!!!
5. Grazing - Eating small consistent snacks throughout the day keeps
your blood sugar level even - eliminates highs and lows.
6. Do things that lift your spirits - dancing...laughing
7. Drink lots of fluids - Water or low cal beverages transport oxygen to your
cells keeping you hydrated and full of energy.
8. Obsess Less - Worrying is like a hole in your gas tank...meditate...breath...relax
9. Go Outside - Get out of the office at least once a day.
March is the best time to buy
Digital cameras, humidifiers, small consumer electronics
(MP3 players, DVD & Blu-ray players, etc.) TVs, winter coats, winter sports gear
5 Things You Should Never Splurge On
- Designer Tights (Can get non-designer tights for less than half designer prices...why pay for a name?)
- Brand-Name Food - Go with store brands, ingredients often identical
- Cafe Coffee - Coffee shops can average over $1,000 a year, brew your own
- Mail - Purchasing stamps can add up - pay what you can online
- Cocktails - Going out can be fun, but costly...have friends over and mix your own drinks, plus a good bottle of wine cost the same as one drink at a bar!!!
5 Foods You Should Eat Everyday
1. Leafy Greens
2. Nuts
3. Onions
4. Whole Grains
5. Yogurt
Spring Forward
Remember Daylight Savings Time
Sunday, March 14
"It's a great day at Keller Williams. Our business is based on referrals,
we promise to take care of everyone you send our way."
Monday March 1, 2010
"Our attitude toward life determines life"s attitude towards us."
~John Mitchell~
RED DAY...Coming Soon!!
Watch your Monday Morning Coffee
for more details....
Avoid Toxic Personalities
Have you ever had a moment when your were happily
skipping through a day...then BAM!!!
You get blindsided by someone who knocks the happy wind out of you???
Some people can be toxic to our mental outlook, self esteem and our lives.
Here are just a few to avoid...
1. Manipulative Mary - These individuals can figure out what your "buttons" are,
and push them to get what they want. They can eat away at your belief system and self esteem.
2. Narcissistic Nancy - The world revolves around them, they are solely focused on their needs,
leaving you often disappointed and unfulfilled. They are energy zappers.
3. Debbie Downers - These people can't appreciate the positive in life.
They take the joy out of everything.
4. Judgmental Jims - Things you see as cute and quirky, they see as strange and unattractive. Spending time with Jim can convert you into a judgmental person as well.
5. Dream Killing Keiths - Everytime you have an idea, these people tell you it can't be done.
They try to pull you down and eat away at your self esteem.
They are stuck in what is instead of what could be.
6. Insincere Isaac - These people build relationships on superficial criteria. This breeds shallow, meaningless relationships. They are not true friends and would rather see you fail.
7. Disrespectful Dannys - These people will say or do anything at the most inappropriate times.
They are just grown up bullies. They have no sense of boundaries and don't respect your feelings.
8. - Never Enough Nellies - These people can never have enough to make them happy.
They take others for granted, and you will spend so much time trying to please them,
that you will end up losing yourself.
Is there anyone left?? If you can, avoid spending much time with these
personality types and you will be much happier!!
How to Save on....Food
The average household spends $3,744 a year on groceries.
For a large family, this number could easily triple...
here are some simple tips that could help...
- Track your food budget monthly - analyze it to see where you may could make some cuts.
- Make a list and stick to it - People who avoid impulsive shopping can save up to 23%
- Cut your meat - Substitute 14 oz for a pound of meat, most recipes you can't tell the difference
- Buy more fruits and vegetables - Research shows that families who add more produce to
their diets shrink their waistlines and budgets.
- Befriend the managers - The folks in charge of the produce, meat, dairy and seafood departments
can tell you what time of day food is marked down so you can get the best deals.
An Inconvenient Truth
Those prepackaged foods will cost you!!!
Take a minute or two to wash your own greens and cut your own fruit.
Could save you up to $408 a year!!
Examples:
Sliced green apples - $5.79 per pound....Green apples - $1.29 per pound
Bag of prewashed romaine lettuce - $3.25....Head of romaine - $1.99
WOW...get out the knifes!!!
9 Tedious Expressions That Start with "B"
~Bad-hair day
~Ballpark
~Basically
~Been there, done that, got the t-shirt
~Big picture
~Big time
~Bling
~Blown away
~But in a good way
Watch your "b's"
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
Monday Morning Coffee
February 8, 2010
"Optimism is the one quality more associated with success and happiness than any other."
~Brian Tracy~
Valentine's Day
Don't forget the sweetest day of the year is Sunday!!
Did you know??
- 110 million roses will be sold for Valentine's
- 15% of US women send themselves flowers on this day
- About 1 billion Valentine's cards are exchanged each year
- Teachers receive the most Valentine's Cards
- Hallmark has over 1330 different cards specifically for Valentine's
- Conversation Hearts were first created in 1866 by NECCO. 8 billion will
be sold between Jan 1 - Feb 14
- More than 35 million heart-shaped boxes of chocolate will be sold for Valentine's
- About 3% of pet owners will give Valentine's Day gifts to their pets
Winter Olympics
Opening Ceremonies
Friday, Feb 12
The Olympic Flag - Contains five interconnected rings symbolizing the 5 significant continents,
they are interconnected to symbolize the friendship to be
gained from these international competitions.
The rings colors were chosen because at least one of them appeared
on the flag of every country in the world.
The flag was first flown during the 1920 Olympic Games.
The Olympic Flame - The flame is a practice continued from the ancient Olympic Games.
The flame represents purity and the pursuit of perfection.
Each year the torch is lit in a traditional ceremony at the ancient site of Olympia.
It is then passed on to begin the Olympic Torch relay.
This year the relay began in British Columbia on October 30.
The Olympic Motto - Adopted in 1921: Citius, Altius, Fortius (Swifter, Higher, Stronger)
Feel Naturally Happier
Follow these simple tips to be naturally happy
- Open your heart - give back to the community & others by volunteering
- Shake up your routine - do something different
- Give thanks first - acknowledgment of kindness generates the desire to continue
- Put yourself in another's shoes - If someone acts badly or disappoints you, think what
may be causing that reaction before makingjudgments
- Let your grudges go - forgiveness can be a challenge, but it's essential for true emotional generosity.
Harboring grudges can be bad for your health
Attitude
The longer I live, the more I realize the impact of attitude on life.
Attitude is more important than facts.
It is more important than the past, than education, than money,
than circumstances, than failures, than successes, than what other people think or say or do.
It is more important than appearance, giftedness or skill.
It will make or break a company...a church...a home.
The remarkable thing is we have a choice every day regarding
the attitude we will embrace for that day. We cannot change our past...we cannot change the inevitable.
The only thing we can do is play on the one string we have, and that is our attitude...
I am convinced that life is 10% what happens to me and 90% how I react to it.
And so it is with you...we are in charge of our ATTITUDES!!!
by Charles Swindoll
Have a great week...Keep your Smile on!!!
" It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
Monday Morning Coffee
February 1, 2010
"We will often find compensation if we think more of what
life has given us and less about what life has taken away."
~William Barclay~
Corsicana Featured in Texas Monthly
Congratulations to the businesses featured in the
February issue of Texas Monthly.
Sweet Tangerine, Victorian Sample, Caleb's Diner,
Canterbury Court, The Children's Shop, Two Doors Down Coffee House,
The Palace Theatre and Collin Street Bakery.
Thanks for helping make Corsicana a great place to visit...and live!!
Office Etiquette
Are you annoying your co-workers??
Here are 4 of the most annoying habits at work
1. Putting PDA's Before People - Most people find texting and emailing in meeting offensive
2. Eating Smelly Food - Strong onions, popcorn...especially if you burn it.
3. Holding a Meeting in the Hallway - Others are working and holding meetings withing earshot is distracting
4. Write in Text Speak - Although most people these days understand LOL,
CUL8R & OMG. It is unprofessional in an office setting.
Are You Guilty???
Still Having Trouble Managing Your Time?
Here are 7 Tips to help you out
- Start with what's important - That way you are sure to begin making strides on whats important.
- Write it Down, Then Move On - Don't keep switching gears because you think of
something that needs doing, jot yourself a note and continue with the task at hand.
- Don't over schedule - leave some open time so you can catch up
- Be Predictable - When your day has a regular pattern it becomes easier to focus.
- Get Smarter About the Tasks you Combine - Don't combine duties that conflict,
then neither will get completed.
- Say "Not Now" and Mean It - There is no bigger time suck than other people!
Don't let other peoples demands interfere with what you need to get done.
- Look Farther Ahead - At the end of each day, map out a plan for the next three days.
This will give you a better understanding of what must get done,
and you'll be less vulnerable to interferences.
Super Bowl Sunday
Great occasion to have friends over...no matter who's playing.
Although this should be a great game...it's the food that counts.
Try these fast. inexpensive recipes to make your Super Bowl party a smash,
without spending all day in the kitchen, or over the grill!!
1. Benny's Beany Dip - Easy and tasty homemade bean dip!
2. Chex Mix - wouldn't be a party without this great favorite.
Easy to prepare and provides instant snacking for guests.
3. Spicy Cheese Ball - Can never go wrong with a ball of cheese and crackers.
4. Parmesan Pita Crisps - Perfect for dipping, or eating alone
5. Heavenly Eggs - Everybody loves "deviled" eggs, a fan favorite.
For these and more recipes go to
Are You Ready For Some Football!!!
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
Monday Morning Coffee
January 24, 2010
"When we are motivated by goals that have deep meaning, by dreams that
need completion, by pure love that needs expressing, then we truly live life."
~Greg Anderson~
Thought for the Week...
Don't waste your precious energy on gossip, energy vampires, issues of the past,
negative thoughts or things you cannot control.
Instead invest your energy in the positive present moment.
Watch what you drink...
Diet drinks do not help you lose weight...on the contrary,
a study by the University of Texas Health Science Center in San Antonio
showed that for every diet drink consumed the chance of becoming
overweight or obese rose by 37%. The thought is that artificial
sweeteners heighten the cravings for sugary items.
Stick to Water!!
Speaking of Water
How do you know your water is safe??
1. Check on line to see how your area is doing...click here for detail info
2. Get a municipal water report or consumer confidence report from the city. In these reports, you will see what harmful toxins and chemical exist in your water and how much.
3.Use a filter for your water at home
4. Use cold water for drinking and cooking
5. Take your water with you...often outdoor public water systems are not filtered.
Dispose of that "Disposal" Water Bottle
Look at the recycling symbol on the bottom of the bottle.
Disposable water bottles usually have a #1 in the center of the symbol,
and are only recommended for one time use.
The temptation to refill it can be overwhelming, but resist that urge.
Instead, look for a reusable option that you can purchase.
The plastic is designed to breakdown after time and the plastic can "leach" into your water.
YUK!!!
Gotta Short Fuse???
Here are some tips to keep it in check...
- Stay calm, don't give in to the anger...it can take over
- Let the sun go down on your anger...often things are not so bad the next morning
- Accept blame - Don't automatically "snap" at other, look to yourself first
- Find a place of "refuge" - even in your mind to dwell on serene thoughts
- Laugh - Humor can help almost every issue
And my favorite...
THROW IT IN THE RIVER!!!
"It's a great day at Keller Williams. Our business is based on referrals,
we promise to take care of everyone you send our way."
Monday January 11, 2010
Monday Morning Coffee
"Wealth consists not in having great possessions but in having few wants."
~Esther De Waal~
Keep Motivated
Did you make a New Year's Resolution??
Already losing momentum??
Try these 9 steps to keep motivated...
1. Anticipate Bumps in the Road - troubleshoot them early
2. Don't Forget the Power of Positive Thinking - The Little Engine That Could
3. Don't get too ambitious - Can create burn out and demotivation
4. Go Public - Others can reinforce and support your efforts
5. Lean on Support Group when struggling
6. Make Yourself a Priority - Put your needs first, the results will benefit all
7. Challenge Yourself & Change Things Up - Maintain your enthusiasm with variety
8. Keep on Learning - Focus on enjoying the process of getting to your goal
9. Remember the Deeper Meaning - Don't lose the personal significance
Cut Transportation Costs
~Don't "Gun-It"!! Hitting the pedal can guzzle the gas
~Take the quickest route - Not necessarily the shortest -
Stopping and starting can take more gas
than driving an extra mile straight through!!
~Ignore Tire Manufacturer - Don't follow the number printed on the tire,
instead check the vehicle manufacturer recommendation
on the inside of the driver's door. (It's based on the vehicles weight)
~Get a Checkup - Perform regular tune-ups this can boost your gas mileage
Top 6 Skinny Foods
1. Pumpkin Pudding - Less than 150 calories and helps you lose weight.
The pumpkin provides fiber which tastes great and fills you up.
2. Vegetable Soup - Fiber rich veggie soup can fill you up and provide great nutrients
3. Cucumber Tomato Salad - Due to high % of water, cucumbers are very low in calories,
entire salad can be very filling and less than 125 calories.
4. Ginger Green Tea - Calorie free way to de-stress, and may give
you a slight calorie - burning advantage
5. Fiery Chicken Salad - Adding a few dashes of hot sauce to your food slows
down your eating so you're less likely to eat too much.
6. Shrimp Cocktail - Shrimp are a fabulous source of lean protein which
can help rev your metabolism and keep you full for hours.
Natural Cleaners
You may have these around the house...
- Ketchup - removes tarnish from copper
- Oatmeal - Scrub for very dirty hands
- Rice - Clean the inside of a vase or a thin-necked bottle(Water, rice & Shake)
- Tea - Scour rusty garden tools(Soak tools in strong black tea - use gloves)
- Glycerin - Remove dried was drippings from candlesticks
- Club Soda - Shine up scuffed stainless steel sink
-Cornstarch - Clean grease spills on carpet
-Rubbing Alcohol - Erase permanent marker stains from wood floors
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way.""Wealth consists not in having great possessions but in having few wants."
~Esther De Waal~
Keep Motivated
Did you make a New Year's Resolution??
Already losing momentum??
Try these 9 steps to keep motivated...
1. Anticipate Bumps in the Road - troubleshoot them early
2. Don't Forget the Power of Positive Thinking - The Little Engine That Could
3. Don't get too ambitious - Can create burn out and demotivation
4. Go Public - Others can reinforce and support your efforts
5. Lean on Support Group when struggling
6. Make Yourself a Priority - Put your needs first, the results will benefit all
7. Challenge Yourself & Change Things Up - Maintain your enthusiasm with variety
8. Keep on Learning - Focus on enjoying the process of getting to your goal
9. Remember the Deeper Meaning - Don't lose the personal significance
Cut Transportation Costs
~Don't "Gun-It"!! Hitting the pedal can guzzle the gas
~Take the quickest route - Not necessarily the shortest -
Stopping and starting can take more gas
than driving an extra mile straight through!!
~Ignore Tire Manufacturer - Don't follow the number printed on the tire,
instead check the vehicle manufacturer recommendation
on the inside of the driver's door. (It's based on the vehicles weight)
~Get a Checkup - Perform regular tune-ups this can boost your gas mileage
Top 6 Skinny Foods
1. Pumpkin Pudding - Less than 150 calories and helps you lose weight.
The pumpkin provides fiber which tastes great and fills you up.
2. Vegetable Soup - Fiber rich veggie soup can fill you up and provide great nutrients
3. Cucumber Tomato Salad - Due to high % of water, cucumbers are very low in calories,
entire salad can be very filling and less than 125 calories.
4. Ginger Green Tea - Calorie free way to de-stress, and may give
you a slight calorie - burning advantage
5. Fiery Chicken Salad - Adding a few dashes of hot sauce to your food slows
down your eating so you're less likely to eat too much.
6. Shrimp Cocktail - Shrimp are a fabulous source of lean protein which
can help rev your metabolism and keep you full for hours.
Natural Cleaners
You may have these around the house...
- Ketchup - removes tarnish from copper
- Oatmeal - Scrub for very dirty hands
- Rice - Clean the inside of a vase or a thin-necked bottle(Water, rice & Shake)
- Tea - Scour rusty garden tools(Soak tools in strong black tea - use gloves)
- Glycerin - Remove dried was drippings from candlesticks
- Club Soda - Shine up scuffed stainless steel sink
-Cornstarch - Clean grease spills on carpet
-Rubbing Alcohol - Erase permanent marker stains from wood floors
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
Monday January 4, 2010
Prepare for the Winter
Keep emergency items on hand to make sure you have
everything to survive for 3 - 5 days
Including:
- Flashlights (with plenty of extra batteries)
- Telephone (Land line, not cordless)
- Extra set of car and house keys
- Weather Radio (Battery Powered)
- Water (Bottled water enough for three days)
- Food (High energy foods such as dried fruit, nuts, cereal, granola bars that require no cooking)
- Cash (ATM machines may not work)
- First aid kit (baby supplies and prescription medication)
- Heating fuel (make sure you have plenty of propane if applicable)
- Emergency heat sources (fireplace wood, kerosene heaters, generators etc.)
- Fire extinguishers
In Your Dreams
Dreams at night are a devils delight
Dreams in the morning, heed the angels' warning
Dream About -
~Airport - Represents the desire for freedom or travel
~Angels - Forecasts success, protection, happiness & rewarding friendships
~Birds - Sign of prosperity to the dreamer
~Birth - Dreaming of birth is a sign of death, dreaming of death is a sign of birth
~Dancing - Means that some unexpected good fortune will come to you
~Deceased Person - Pay close attention if they speak what they tell you could be very important
~Driving - If you dream you are driving you should be careful to take no chances
with your money in the next two weeks or so.
If someone else is driving you will find yourself in luck.
~Keys - Denotes unexpected change. If keys are lost, unpleasant adventures.
If keys are found means domestic peace and success in business
~Monkey - To dream of a monkey denotes that you have deceitful friends
who will flatter you to advance their own interests.
Sweet Dreams!!!
9 Tips to Buy or Sell Real Estate in 2010
1. Take up Uncle Sam on his offer - get a piece of stimulus pie while it lasts
2. Find down payment assistance - search internet for incentives in your area
3. Make home improvements now - Highest return yielded in bathroom and kitchen remodels
4. Hire real estate agents wisely - You want someone who is well-connected with other agents, lenders and other fellow industry pros
5. Price accordingly, sellers - There is no reason your house should not sell in 60 days if you price it right
6. Don't wait out the recovery - What you may feel like you lose in the sell you will make up in the purchase
7. Energy efficiency - Install specific energy efficient products for tax credit
8. Think long term - Don't settle because you think you are getting a good deal
9. Don't take is or make it personal - Remove personal effects before showing a house, let the buyer see themselves in the home. (Listen to your agent)
Look Forward
Keep that New Year's Resolution to lose weight
with these simple steps...
- Eat in a bright setting - light can curtail how much you eat
- Limit the variety - People tend to eat more candy when presented with a multitude of colors (like M&M's or Skittles)
- Stow sweets well out of reach - If you have to walk to the cupboard every time you may eat less
- Don't go cold turkey - have a bit of cake or candy each day to not deprive yourself
- Share - bring sweets to the office, just don't put them on your desk.
"It's a great day at Keller Williams. Our business if based on referrals.
We promise to take care of everyone you send our way."
Prepare for the Winter
Keep emergency items on hand to make sure you have
everything to survive for 3 - 5 days
Including:
- Flashlights (with plenty of extra batteries)
- Telephone (Land line, not cordless)
- Extra set of car and house keys
- Weather Radio (Battery Powered)
- Water (Bottled water enough for three days)
- Food (High energy foods such as dried fruit, nuts, cereal, granola bars that require no cooking)
- Cash (ATM machines may not work)
- First aid kit (baby supplies and prescription medication)
- Heating fuel (make sure you have plenty of propane if applicable)
- Emergency heat sources (fireplace wood, kerosene heaters, generators etc.)
- Fire extinguishers
In Your Dreams
Dreams at night are a devils delight
Dreams in the morning, heed the angels' warning
Dream About -
~Airport - Represents the desire for freedom or travel
~Angels - Forecasts success, protection, happiness & rewarding friendships
~Birds - Sign of prosperity to the dreamer
~Birth - Dreaming of birth is a sign of death, dreaming of death is a sign of birth
~Dancing - Means that some unexpected good fortune will come to you
~Deceased Person - Pay close attention if they speak what they tell you could be very important
~Driving - If you dream you are driving you should be careful to take no chances
with your money in the next two weeks or so.
If someone else is driving you will find yourself in luck.
~Keys - Denotes unexpected change. If keys are lost, unpleasant adventures.
If keys are found means domestic peace and success in business
~Monkey - To dream of a monkey denotes that you have deceitful friends
who will flatter you to advance their own interests.
Sweet Dreams!!!
9 Tips to Buy or Sell Real Estate in 2010
1. Take up Uncle Sam on his offer - get a piece of stimulus pie while it lasts
2. Find down payment assistance - search internet for incentives in your area
3. Make home improvements now - Highest return yielded in bathroom and kitchen remodels
4. Hire real estate agents wisely - You want someone who is well-connected with other agents, lenders and other fellow industry pros
5. Price accordingly, sellers - There is no reason your house should not sell in 60 days if you price it right
6. Don't wait out the recovery - What you may feel like you lose in the sell you will make up in the purchase
7. Energy efficiency - Install specific energy efficient products for tax credit
8. Think long term - Don't settle because you think you are getting a good deal
9. Don't take is or make it personal - Remove personal effects before showing a house, let the buyer see themselves in the home. (Listen to your agent)
Look Forward
Keep that New Year's Resolution to lose weight
with these simple steps...
- Eat in a bright setting - light can curtail how much you eat
- Limit the variety - People tend to eat more candy when presented with a multitude of colors (like M&M's or Skittles)
- Stow sweets well out of reach - If you have to walk to the cupboard every time you may eat less
- Don't go cold turkey - have a bit of cake or candy each day to not deprive yourself
- Share - bring sweets to the office, just don't put them on your desk.
"It's a great day at Keller Williams. Our business if based on referrals.
We promise to take care of everyone you send our way."
Prepare for the Winter
Keep emergency items on hand to make sure you have
everything to survive for 3 - 5 days
Including:
- Flashlights (with plenty of extra batteries)
- Telephone (Land line, not cordless)
- Extra set of car and house keys
- Weather Radio (Battery Powered)
- Water (Bottled water enough for three days)
- Food (High energy foods such as dried fruit, nuts, cereal, granola bars that require no cooking)
- Cash (ATM machines may not work)
- First aid kit (baby supplies and prescription medication)
- Heating fuel (make sure you have plenty of propane if applicable)
- Emergency heat sources (fireplace wood, kerosene heaters, generators etc.)
- Fire extinguishers
In Your Dreams
Dreams at night are a devils delight
Dreams in the morning, heed the angels' warning
Dream About -
~Airport - Represents the desire for freedom or travel
~Angels - Forecasts success, protection, happiness & rewarding friendships
~Birds - Sign of prosperity to the dreamer
~Birth - Dreaming of birth is a sign of death, dreaming of death is a sign of birth
~Dancing - Means that some unexpected good fortune will come to you
~Deceased Person - Pay close attention if they speak what they tell you could be very important
~Driving - If you dream you are driving you should be careful to take no chances
with your money in the next two weeks or so.
If someone else is driving you will find yourself in luck.
~Keys - Denotes unexpected change. If keys are lost, unpleasant adventures.
If keys are found means domestic peace and success in business
~Monkey - To dream of a monkey denotes that you have deceitful friends
who will flatter you to advance their own interests.
Sweet Dreams!!!
9 Tips to Buy or Sell Real Estate in 2010
1. Take up Uncle Sam on his offer - get a piece of stimulus pie while it lasts
2. Find down payment assistance - search internet for incentives in your area
3. Make home improvements now - Highest return yielded in bathroom and kitchen remodels
4. Hire real estate agents wisely - You want someone who is well-connected with other agents, lenders and other fellow industry pros
5. Price accordingly, sellers - There is no reason your house should not sell in 60 days if you price it right
6. Don't wait out the recovery - What you may feel like you lose in the sell you will make up in the purchase
7. Energy efficiency - Install specific energy efficient products for tax credit
8. Think long term - Don't settle because you think you are getting a good deal
9. Don't take is or make it personal - Remove personal effects before showing a house, let the buyer see themselves in the home. (Listen to your agent)
Look Forward
Keep that New Year's Resolution to lose weight
with these simple steps...
- Eat in a bright setting - light can curtail how much you eat
- Limit the variety - People tend to eat more candy when presented with a multitude of colors (like M&M's or Skittles)
- Stow sweets well out of reach - If you have to walk to the cupboard every time you may eat less
- Don't go cold turkey - have a bit of cake or candy each day to not deprive yourself
- Share - bring sweets to the office, just don't put them on your desk.
"It's a great day at Keller Williams. Our business if based on referrals.
We promise to take care of everyone you send our way."
Prepare for the Winter
Keep emergency items on hand to make sure you have
everything to survive for 3 - 5 days
Including:
- Flashlights (with plenty of extra batteries)
- Telephone (Land line, not cordless)
- Extra set of car and house keys
- Weather Radio (Battery Powered)
- Water (Bottled water enough for three days)
- Food (High energy foods such as dried fruit, nuts, cereal, granola bars that require no cooking)
- Cash (ATM machines may not work)
- First aid kit (baby supplies and prescription medication)
- Heating fuel (make sure you have plenty of propane if applicable)
- Emergency heat sources (fireplace wood, kerosene heaters, generators etc.)
- Fire extinguishers
In Your Dreams
Dreams at night are a devils delight
Dreams in the morning, heed the angels' warning
Dream About -
~Airport - Represents the desire for freedom or travel
~Angels - Forecasts success, protection, happiness & rewarding friendships
~Birds - Sign of prosperity to the dreamer
~Birth - Dreaming of birth is a sign of death, dreaming of death is a sign of birth
~Dancing - Means that some unexpected good fortune will come to you
~Deceased Person - Pay close attention if they speak what they tell you could be very important
~Driving - If you dream you are driving you should be careful to take no chances
with your money in the next two weeks or so.
If someone else is driving you will find yourself in luck.
~Keys - Denotes unexpected change. If keys are lost, unpleasant adventures.
If keys are found means domestic peace and success in business
~Monkey - To dream of a monkey denotes that you have deceitful friends
who will flatter you to advance their own interests.
Sweet Dreams!!!
9 Tips to Buy or Sell Real Estate in 2010
1. Take up Uncle Sam on his offer - get a piece of stimulus pie while it lasts
2. Find down payment assistance - search internet for incentives in your area
3. Make home improvements now - Highest return yielded in bathroom and kitchen remodels
4. Hire real estate agents wisely - You want someone who is well-connected with other agents, lenders and other fellow industry pros
5. Price accordingly, sellers - There is no reason your house should not sell in 60 days if you price it right
6. Don't wait out the recovery - What you may feel like you lose in the sell you will make up in the purchase
7. Energy efficiency - Install specific energy efficient products for tax credit
8. Think long term - Don't settle because you think you are getting a good deal
9. Don't take is or make it personal - Remove personal effects before showing a house, let the buyer see themselves in the home. (Listen to your agent)
Look Forward
Keep that New Year's Resolution to lose weight
with these simple steps...
- Eat in a bright setting - light can curtail how much you eat
- Limit the variety - People tend to eat more candy when presented with a multitude of colors (like M&M's or Skittles)
- Stow sweets well out of reach - If you have to walk to the cupboard every time you may eat less
- Don't go cold turkey - have a bit of cake or candy each day to not deprive yourself
- Share - bring sweets to the office, just don't put them on your desk.
"It's a great day at Keller Williams. Our business if based on referrals.
We promise to take care of everyone you send our way."
December 21, 2009
Monday Morning Coffee
Christmas gift suggestions:
To your enemy, forgiveness.
To an opponent, tolerance.
To a friend, your heart.
To a customer, service.
To all, charity.
To every child, a good example.
To yourself, respect. – Oren Arnold
During this Christmas Season
The Harper Team
Wishes you one moment-
The one you’ve dreamed of all your life..
We wish you a quiet place where you can just be…
We wish you a peace that comes from living your truth..
We wish you a healthy body, a open heart, and at least one miracle a day!
Merry Christmas to all of you and we hope you have a wonderful New Year!
Here at Keller Williams..The Harper Team thanks each of you for our continued success and the part each of you have played in our lives!
Thanks you and God Bless!
Monday December 14, 2009
"Christmas waves a magic wand over this world, and behold,
everything is softer and more beautiful."
~Norman Vincent Peale~
Poinsettias for Christmas
Check another gift off your list...give a poinsettia!!
The Corsicana High School horticulture students are selling
their home grown poinsettias for $6 each.
Call Dana Griffin at 903-874-8211 or
stop by CHS Ag department.
Music for Christmas
Give the gift of music to your family, friends and yourself.
Come and enjoy the 95 piece choir along with the Baylor University Orchestra
as First Baptist Church presents its Living Christmas Tree.
"Celebrating the Carols of Christmas"
will be presented tonight (Monday) and Tuesday at 7:00 p.m.
Don't miss this inspirational presentation of Christmas songs.
Mailing Your Christmas Gifts
Although today is the recommended deadline
the United States Postal Service will be working all
weekend and through Christmas Eve.
Get your Express package in the mail by the 22nd of December
and your gifts can be delivered by Christmas Day!!!
Sentimental Thoughts
The most common terms of
endearment consist of -
Honey (48%)
Baby (44%)
Sweetheart (41%)
Dear (39%)
Lover (32%)
Darling (31%)
Sugar (24%)
Angel (20%)
Pumpkin (13%)
Beautiful (6%)
FIVE Million TONS!!!
The amount of trash produced by Americans between
Thanksgiving and New Year's!!
Lighten the load....
- Substitute holiday postcards for cards that require envelopes
- Buy rechargeable batteries to accompany electronic gifts
- Recycle Styrofoam packing peanuts: The UPS store accepts clean
foam packaging peanuts for reuse!!
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
December 9, 2009
Watch Out...
8 most addictive foods might surprise you
1. Dark Chocolate M&M's
2. Guacamole
3. Popcorn
4. Rolos
5. French Fries
6. Chips
7. Chocolate Chip Cookies
8. Ice Cream
Speaking of Chocolate
~A 1.5 oz milk chocolate bar has only 220 calories
~Men crave fat and salt...women crave chocolate
~Chocolate was created in 1824 by John Cadbury to sell in his tea and coffee shop. In 1842 Cadbury's Chocolate Company created the first chocolate bar.
~M&M's were invented by the Mar's Company for soldiers in World War II
~One plain milk chocolate candy bar has more protein than a banana
~The average person will consume 10,000 chocolate bars in a lifetime
Christmas Tree Trivia
- Fir Trees hung with applies were first used in the
16th century to symbolize the Garden of Eden
- Protestant Reformer Martin Luther 1st adorned his tree with candles.
He was inspired by stars shining through the firs tree outside.
- The Christmas Tree was brought to England by Prince Albert,
illustrations of the royal family around the tree popularized the activity
throughout England.
- Pennsylvania Germans brought the tree to the United States in the late 19th century.
Buying a New Car??
Here are some dealer extras you don't need.
(according to US News & World Report)
1. Extended Warranties
2. Fabric and Paint Protection
3. Rustproofing
4. Maintenance Plans
5. Ding Protection
Crack a Cap
Got a tough lid to remove...
Try using a Nutcracker to grip the cap for easy removal.
Great on small bottles like, glue, fingernail polish, etc.
Just place hand held nutcracker around lid and turn.
The grips hold tight and the long handles make it easy to turn.
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
Monday November 30, 2009
"Be more concerned with your character than with your reputation.
Your character is what you really are while your reputation is merely what others think you are."
~Dale Carnegie~
9 Actions to Make You Happier
1. Fight the Status Quo - Stop chasing the dollar. More will not make you happier.
Take your kids to the park...not the mall.
2. Volunteer - This will lift your mood and take your mind off your problems.
Or prove you don't have many problems.
3. Get Outside - go for a walk, enjoy the weather
4. Garden - This exposes you to sunshine, gets your hands dirty, and you might
even meet your neighbors.
5. Babysit - Help out a neighbor or a friend, start a babysitting club.
Allow others to get out on their own for a nice break.
6. Eat dinner - have a nice family dinner around the table.
Don't rush...find out what's going on with the family.
7. Work at something you love - this keeps you invested...and happy
8. Stop and smell the roses - slow down and appreciate small moments
9. Reach out and touch someone - a hug or holding hands can immediately lift ones spirits
So Be Happy!!!
Holiday Trivia...Just for Fun
~ The word Christmas is Old English, a contraction of Christ's Mass
~First President to decorate the white house Christmas tree was Franklin Pierce
~Electric lights for trees were first used in 1895
~"It's a Wonderful Life" appears on TV more often than any other holiday movie
~Rudolph was actually created as a promotion for Montgomery Ward in 1939
~Holly berries are poisonous...poinsettia plants are not
~More diamonds are sold around Christmas than any other time of the year
Some Great Ideas for Teachers
Looking for the perfect gift to give a special teacher for Christmas??
How about...
1. Purchase a book for the library in their honor
2. Volunteer to help out in the classroom
3. Buy supplies for the classroom (pens, pencils, etc.)
4. Deliver lunch to school...let the teacher pick their favorite
5. Cookbook - have each student in class give their favorite recipe
type it up, laminate and put in book for teacher
Just some thoughts!!
Stay Safe!!!
Here are some safety tips while holiday shopping
- Valet your vehicle
- Bring a friend
- Take pepper spray
- Condense your bags
- Pay attention to what's around you
- Don't carry lots of cash
And Have Fun!!!
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
November 23, 2009
"Not what we say about our blessings, but how we use them,
is the true measure of our thanksgiving."
~W.T. Purkiser~
Stress Free Thanksgiving
Thanksgiving should be about all about family and appreciating the good things in life—
not about getting heat stroke in the kitchen or
washing dishes for so long that your fingers get wrinkled and puckered.
-
Plan Ahead - Go grocery shopping early
-
Delegate - Let others help and prepare dishes
-
Make Ahead - Make anything that can me stored early
-
Simplify - It's okay to purchase pies from the bakery
-
Keep the kids occupied - Rent a movie or give them a chore
-
Don't Forget to Laugh - Plan the best you can, but if it's not perfect don't sweat it!!
"Black Friday Shopping Tips"
Even though the deals should be plentiful,
you shouldn't start Black Friday without a game plan.
Here are five tips on how to make the most of the biggest shopping day of the year:
1. Create a Game Plan - >Make a list of people you are buying for
>Choose the stores you plan to visit
>Take a buddy and tag team
2. Forego Sleep - Get to desired location at least one-hour early.
Watch for stores opening at midnight for night owls.
3. Use the Internet - Many stores start offering "Black Friday" discounts
on Thanksgiving Day for on -line shoppers.
4. Compare Prices - Watch for surprise discounts not in advertisements
5. Protect your identify - >Clean out your wallet
>Only carry credit cards you're going to use
>Take a few checks, not entire checkbook
>Leave SS card and anything with the number on it at home
>Watch for "Shoulder Shoppers" (This is someone near you who can view
your personal information. Shield check writing and PIN entering with hand, put away
your credit cards fast and try not to give out personal information)
AND HAVE A GREAT DAY SHOPPING!!!
A Thanksgiving Thought for our Friends
Thanksgiving Day brings to mind
the blessings in our lives
that usually go unnoticed:
a home that surrounds us
with comfort and protection;
delicious food, for pleasure
in both eating and sharing;
clothes to snuggle up in,
books and good entertainment
to expand our minds;
and freedom to worship our God.
Most of all we are thankful
for our family and friends,
those treasured people
who make our lives extra special.
You are part of that cherished group.
On Thanksgiving, (and every day)
we appreciate you.
Happy Thanksgiving!
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of anyone you send our way."
Monday November 16, 2009
Most of the important things in the world have been accomplished by
people who have kept on trying when there seemed to be no hope at all."
~Dale Carnegie~
Congratulations
Navarro Bulldogs
on a great season
You Are Our Champions!!!
Let's Talk Turkey
Did you know the first Thanksgiving lasted 3 days!!!
Can you imagine the calories????
Hunters Stimulate Economy
It's that time of year...
Hunting Season!!!
~In 2009 Hunters (in the form of excise taxes) have
contributed $336 million to wildlife conservation!
~An average hunter spends $1638 every year on the sport
~More than 38 million Americans hunt and fish
~Hunters and anglers support more jobs nationwide
than the number of people employed at Wal-Mart
~More Americans hunt than play golf
~Women make up a great number of new hunters
~Hunting gear sales are growing faster than all other sporting goods
~Americans annually buy 1.1 billion shot shells
So Let Them Hunt!!!
Appetite Saver
With Thanksgiving around the corner,
here's a tip to curb your eating...
Eat on food at a time, instead of alternating bites.
Taste buds tire of a single flavor, you stop eating sooner!!!
Take a Jog
Don't forget the17th Annual
Jingle Bell Jog
at the Corsicana YMCA
December 5!!!
Work off some of that excess eating
Call 903-872-2412 for more info
Camp of the Rising Sun
Tour of Homes
December 5 at 5 p.m.
Tickets $10 in advance or $12 at door
Proceeds provide free summer camp
for special needs children.
For more information...
903-875-9729
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of anyone you send our way."
Monday November 9, 2009
"Character is higher than intellect. A great soul will be strong to live, as well as strong to think."
~Ralph Waldo Emerson~
GULP!!
Did you know the average Thanksgiving dinner
is complete with 3,000 calories???
It would take you 4.7 hours of jogging
to burn them off???
Pace Yourself
Start a fun , fit tradition!!
Eat smart during the holidays and
join the YMCA for the annual
Jingle Bell Jog
December 5th at 8:00 a.m.
Registration starts November 1
Call the Corsicana YMCA for more information
903-872-2412
New Uses for an old CD
We all have these laying around the house... already downloaded on Ipod or computer....
don't know why we can't throw them away.
Now here are ways to put them to use...
1. Candle Holder - The CD under a taper candle will keep wax from dripping on table.
2. Cookbook dividers - cover CDs with pretty contact paper, label the outer
edges and use them to section off cookbooks for quick reference.
3. Invitation - Jot party details on the shiny side of a CD and
mail it out in a cushioned envelope
4. Coaster - Stick felt to either side of a CD,
for extra character leave the label-side up!!
Time to Go GREEN
Check out
for over 200 ways to green your life
from wrapping paper to dry cleaning!!
(Did you know dry cleaning was neither dry nor clean??)
Clamshell Packaging
You know that plastic packaging that is impossible
to get into...without much frustration.
Well here's an easy solution...
Use a Can Opener...
Flip package over and work from the back.
Clamp the can opener on the top-right edge
then cut all the way around.
TA DA...no temper tantrums!!!
"It's a great day at Keller Williams. Our business is based on referrals
and we promise to take care of anyone you send our way."
Monday November 2, 2009
Happiness depends more on the inward disposition of mind than on outward circumstances.
~Benjamin Franklin~
Pay Attention
Not taking a second look can
end up costing you!!
- $943 a year is the what the average perso
pays in surcharges & erroneous fees
- $222 of that if for grocery store items: paid & not received
or scanned incorrectly
- $116 in cell phone related fee: services that were supposed to be free
- $95 are hotel related: over charges for food & drink
So always look again...
Time to Save
Looking for coupons to your favorite stores?
Looking for savings on a particular item?
Quit clicking around & try these coupon aggregators...
These websites put all the information together
in one easy place. All sorts of products from clothing,
office supplies, electronics and furniture.
So click and save!!!
Mr. Popularity!!
The most popular foods ordered in sit-down restaurants
1. Fried Chicken
2. Roast Beef
3. Spaghetti
4. Turkey
5. Baked Ham
6. Fried Shrimp
Eat Up!!!
Have a Potato...Chip
~Potato chips were invented in 1853 by chef George Crum, as
a smart response to a patron complaining that his
French Fries were too thick
~Americans devour over 1.2 billion pounds of potato chips a year
~A pound of potato chips costs two hundred times more than
a pound of potatos.
Save Your Credit Score
7 surprising facts
1. Use your credit cards - (maintain a debt - to - credit ratio,
this accounts for 30% of your credit score...
but don't max them out. Need to maintain available credit)
2. Pay off the lowest balance credit card first - (helps maintain your motivation)
3. Don't consolidate credit card balances on interest - free card - (Can
make it appear you are close to maxing out on available credit limit)
4. Don't close cards once they are paid off - (15% of credit score is determined by
the length of time you've had credit)
5. Don't max out one card, then pay the full balance every month (You don't get
any points on your credit score for paying off the balance.
6. Don't open retail store accounts - (5 pts deducted from your credit score for each
new retail or gas card.)
7. Don't pay off credit cards debt with home-equity line of credit -
(Can lower your payments, but then converts unsecured debt to secured debt)
Keep Tabs on Your Score
"It's a great day at Keller Williams. Our business is based on referrals,
we promise to take care of anyone you send our way."
October 26, 2009
Fall Back
Daylight Savings Time Ends
Sunday, November 1at 2 a.m.
Revert to standard time
Set clock back to 1 a.m.
Gain an extra hour!!!
Halloween Safety Tips
Halloween is this Saturday
so here are some suggestions to keep
you little goblins safe
1. Keep candles and jack-o-lanterns away from
curtains, decorations, and other combustibles
2. Don't overload extension cords
3. Choose costumes that are "flame resistant"
4. Make sure masks do not hamper the visibility of the wearer
5.Select costumes made with bright colors, to be seen better at night.
Be Safe and Happy Halloween
Leftover Treats...
In the event you are able to
pry the treats from your little ones hands...
- milk chocolate is good for no more than
8 - 10 months
-dark chocolate will last up to two years
- Hard candy will keep for one year
- Soft candy should be eaten within 6 months
(Store all candies in cool dry place away from direct heat or light)
Flash Flood Safety Tips
1. Do not drive unless absolutely necessary.
2. Do not drive through flooded areas.
3. If there is no other route, get to higher ground
and wait for the waters to subside.
4. Even if the water appears shallow enough to cross, don't try it.
Water hides dips in the road. Worse yet, there may be no road at all under the water.
5. If your car stalls, abandon it immediately and climb to higher ground.
Did You Know???
- Six inches of water will reach the bottom of most passenger cars,
causing loss of control or possible stalling.
- One foot of water will float almost any vehicle.
- Two feet of rushing water can sweep away most vehicles —
including SUVs and pick-ups.
So drive slowly and cautiously!!!
17 Minutes
The average amount of time it takes for a
worker interrupted by e-mail to get back
to what they were doing.
Now get back to work!!!!!
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
| October 19, 2009 |
| |
"You gain strength, courage, and confidence by every experience in which you really
stop to look fear in the face. You must do the thing which you think you cannot do.
~Eleanor Roosevelt~
Don't Be Fuel-ish
Here are some money saving tips for the gas pump!!
1. Choose the right octane for you vehicle
2. Avoid topping off your tank
3. Keep your tires inflated to proper level
4. Keep up with engine maintenance
5. Avoid packing items on top of the car.
(Better to place them inside or in the trunk)
6. Stay within posted speed limit (High speeds use more gas)
7. Use cruise control (helps maintain constant speed)
8. Avoid "jack-rabbit" stops and starts
Professions Vulnerable to Colds & Flu
~Teachers
~Air-traffic controllers (& other high stress jobs)
~Medical residents and interns
~Business people who travel heavily
~Day-care workers
Tips to Avoid Getting Sick
Eat your vegetables
Exercise regularly
Get plenty of sleep
Reduce stress
Although there is no guarantee...practicing healthy habits will make
your immune system stronger
6 Sore Throat Soothers
1.Humidifier (For dry throat)
2. Garlic (When throat tickles)
3. Zinc lozenges (mild soreness & stuffy nose)
4. Warm Salt Water (When throat is sore and scratchy)
5. Herbal Tea (When pain persists)
6. Over-the-Counter Numbing Spray (When every swallow aches)
What a Great Idea....
- Use an old ketchup bottle to dispense pancake batter!!
Helps you pour out the perfect amount!!
- How about wrapping rubber bands around a
chilly or slippery glass, so little hands can get
a better grip???
Who Knew???
"It's a great day at Keller Williams. Our business is based on referrals.
We promise to take care of everyone you send our way."
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The Harper Team
Keller Williams®
Phone: 903-874-1117
Fax: 903-874-5557
Email Us!
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